VJ VJ ⎮ Varun Jain CAIA ⎮ FRM FINance: Global M&A, Strategy & Alternatives TECHnology: 0 > 1 B2C Product Specialist 1 EXIT: 3x VC-backed Co-Founder Early Stage Venture Consultant Kitesurfer & Animal Lover https://www.varunja.in/ Audible Fri, 01 Apr 2022 11:20:53 -0700 https://www.varunja.in/blog/audible https://www.varunja.in/blog/audible <p><span style="display: inline-block"></span></p><a href=https://www.varunja.in/blog/audible>Read More</a> The Screenless Startup Thu, 22 Jan 2026 21:07:18 -0800 https://www.varunja.in/blog/screenless-startup https://www.varunja.in/blog/screenless-startup <p><span style="display: inline-block"></span></p><a href=https://www.varunja.in/blog/screenless-startup>Read More</a> Curate People Mon, 05 Jan 2026 14:03:49 -0800 https://www.varunja.in/blog/curatepeolple https://www.varunja.in/blog/curatepeolple <p><span style="display: inline-block"></span></p><a href=https://www.varunja.in/blog/curatepeolple>Read More</a> Orange-Pilling Students... Mon, 15 Dec 2025 12:28:49 -0800 https://www.varunja.in/blog/bitcoin101 https://www.varunja.in/blog/bitcoin101 <p class=" s-text-color-default" style="font-size: 100%;"><span class="s-text-color-default">Over the past few weeks, I’ve had the opportunity to speak with students across multiple UK universities about Bitcoin, money, and how their everyday spending choices can quietly shape their financial future.</span></p><p class=" s-text-color-default" style="font-size: 100%;"><span class="s-text-color-default">What started as a few informal campus conversations has now become a clear focus area for us at </span><span class="s-text-color-default"><strong>YouEarnBTC</strong></span><span class="s-text-color-default">: meeting students where they already are, educating them in simple language, and helping them earn their first sats through normal, real-world spending.</span></p><p class=" s-text-color-default" style="font-size: 100%;"><span class="s-text-color-default">This is not about speculation or trading.</span><br><span class="s-text-color-default">It’s about education, habits, and long-term thinking.</span></p><p style="font-size: 100%;"><u><strong>Our session at Brunel University focused on first principles:</strong></u></p><ul><li style="font-size: 100%;">What money actually is</li><li style="font-size: 100%;">Why inflation disproportionately affects students and young professionals</li><li style="font-size: 100%;">How Bitcoin fits into a long-term savings mindset rather than short-term hype</li></ul><p class=" style=">What stood out was curiosity. Students asked thoughtful questions about risk, volatility, and whether Bitcoin had relevance beyond price charts. That curiosity is exactly where education needs to start.</p><p class=" style="><span style="display: inline-block"></span></p><p style="font-size: 100%;"><u><strong>At Kingston University, the conversation shifted toward practicality & students were particularly engaged in:</strong></u></p><ul><li class=" style=">Earning Bitcoin passively rather than buying it outright</li><li class=" style=">Using normal...<a href=https://www.varunja.in/blog/bitcoin101>Read More</a> Using Open Banking to Build Financial Trust Sun, 11 May 2025 12:39:24 -0700 https://www.varunja.in/blog/monzo https://www.varunja.in/blog/monzo <p style="font-size: 24px;"><span style="color: var(--s-pre-color12);"><strong>INTRODUCTION</strong></span></p><p style="font-size: 100%;"><span style="color: var(--s-pre-color12);">Open Banking isn’t just infrastructure — it’s an invitation to reimagine finance. Over the past year, I’ve been building </span><span style="color: var(--s-pre-color17);"><a style="color: var(--s-pre-color17);" href="https://www.Verifany.com" data-type="undefined" target="_blank"><u><strong>Verifany</strong></u></a></span><span style="color: var(--s-pre-color12);">, a financial verification startup functioning across the UK & Europe, built entirely on top of Open Banking rails. Along the way, I discovered something powerful: </span><span style="color: var(--s-pre-color12);"><strong>Open Banking becomes exponentially more impactful when paired with trust, scale, and world-class design</strong></span><span style="color: var(--s-pre-color12);">.</span></p><p class=" Apple-converted-space" style="text-align: start; font-size: 100%;"><span style="color: var(--s-pre-color12);">That’s why I’m applying to join </span><span style="color: var(--s-pre-color12);"><strong>Monzo’s Open Banking team</strong></span><span style="color: var(--s-pre-color12);"> as a Senior Product Manager.</span></p><p class=" Apple-converted-space" style="font-size: 24px;"><span style="color: var(--s-pre-color12);"><strong>WHY MONZO?</strong></span></p><ul><li><span style="color: var(--s-pre-color12);">Monzo is one of the only consumer banks where </span><span style="color: var(--s-pre-color12);"><strong>Open Banking is invisible, elegant, and useful</strong></span><span style="color: var(--s-pre-color12);">. From Easy Bank Transfers to Connected Accounts, Monzo has made Open Banking flows delightful.</span></li><li class=" Apple-converted-space" style="font-size: 100%;"><span style="color: var(--s-pre-color12);">TS Anil’s leadership around </span><span style="color:...<a href=https://www.varunja.in/blog/monzo>Read More</a> The Verticalization of Everything Fri, 20 Sep 2024 23:37:29 -0700 https://www.varunja.in/blog/verticalization https://www.varunja.in/blog/verticalization <p><span style="display: inline-block">&nbsp;</span></p><a href=https://www.varunja.in/blog/verticalization>Read More</a> The AGI race Mon, 19 Aug 2024 00:00:38 -0700 https://www.varunja.in/blog/situationalawareness https://www.varunja.in/blog/situationalawareness <p><span style="display: inline-block">&nbsp;</span></p><p><span style="display: inline-block">&nbsp;</span></p><a href=https://www.varunja.in/blog/situationalawareness>Read More</a> BVP's Roadmap for AI Infrastructure Tue, 11 Jun 2024 13:30:13 -0700 https://www.varunja.in/blog/bvpai https://www.varunja.in/blog/bvpai <p><span style="display: inline-block">&nbsp;</span></p><a href=https://www.varunja.in/blog/bvpai>Read More</a> My path to Verifany... Tue, 21 May 2024 13:43:11 -0700 https://www.varunja.in/blog/verifany https://www.varunja.in/blog/verifany <p style="text-align: center; font-size: 28px;"><span style="color: #000000;"><u><strong>1. My Early FINance Career + Fascination with TECHnology</strong></u></span></p><p style="text-align: center; font-size: 20px;"><span style="color: #000000;"><strong>1.1. UBS Investment Bank + Malabar Investments w/ Akshay Mansukhani</strong></span></p><p class="p1" style="text-align: center;"><span style="color: #000000;">Upon graduating in 2007, I embarked on my career as an Analyst at UBS Investment Bank’s Global Infrastructure & Privatization team. Recognized for my efforts, I was nominated for the UBS Thank You Award for Operational Excellence. Following this, my Director from New York, </span><span style="color: #26c9ff;"><a style="color: #26c9ff;" href="https://www.varunja.in/recommendations" data-type="" target="_blank"><u><strong>Akshay Mansukhani</strong></u></a></span><span style="color: #000000;">, brought along with him to Malabar Investments, a newly setup value investing hedge fund focused on the midcap space in India. Malabar, initially a nascent fund, today manages over $1.2 billion in assets. While I was captivated by the principles of value investing, my preference for working in the private space given my investment banking background at UBS, led me to a newly setup mine to market emerald business in London called EmeraldWorld International.</span></p><p style="text-align: center; font-size: 20px;"><span style="color: #000000;"><strong>1.2. EmeraldWorld + Grant Thornton International w/ Peter Langdon</strong></span></p><p class="p1" style="text-align: center;"><span style="color: #000000;">At EmeraldWorld, I served as Chief of Staff to Rajiv Gupta, where we successfully raised $33.3 million to corner the rough emerald market in Colombia. This experience highlighted the significant impact of investing in early-stage businesses and sparked my interest in startups. During this time, I brainstormed startup ideas with my college friend, </span><span...<a href=https://www.varunja.in/blog/verifany>Read More</a> PitchDeck Templates Thu, 18 Apr 2024 23:53:02 -0700 https://www.varunja.in/blog/pitchdecktemplates https://www.varunja.in/blog/pitchdecktemplates <p><span style="display: inline-block">&nbsp;</span></p><a href=https://www.varunja.in/blog/pitchdecktemplates>Read More</a>